A car insurance company taking into account your security clearances?

As part of our commitment to our armed forces customers, InsuranceOverAGrand.com continually monitoring what is happening in the wonderful world of car insurance. It would appear that Key Worker Insure.com can offer car insurance discounts for commissioned and non-commissioned officers across the armed forces. Having spoken with Key Worker Insure.com, the reason for this discount that is applied...

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I have job-related skills or training which means my insurance should be lower. Why does no one take this into account?

Car insurance pricing is based on decades of statistical data relating to claims trends. Many people think that the main thing which dictates how much you pay for your car insurance, is the cost of the car! This is merely one out of up to 86 different questions which an insurance company will ask when calculating the premium for your car insurance. There are some companies, however, which are...

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Why does modified car insurance cost a bomb?

Modified car insurance can be expensive, mainly due to the cost associated in replacing the modifications on the car if they are damage in an accident or are stolen. If you have modified your car by increasing the BHP in the engine (for example, via a re-map) then you may find that your modified car gets classed as a high performance car, which is any vehicle that is given an insurance group 34...

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My car is a grey import – why is import car insurance more expensive?

Import car insurance or grey import car insurance as it’s sometimes known tends to be higher than non-import cars mainly due to the fact that the method by which the vehicle was been brought into the country varies. It also tend to be the case that car insurance for grey imports is higher because the vehicle can cost more to repair / replace if damaged. Several of our panel members deal...

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Why do insurers charge higher premiums for high performance car insurance?

Car performance car insurance is often more expensive for a variety of reasons. For example, if it is the first time you have owned, or driven, a high performance car, then the insurance will be higher because you are more likely to lose control of the car in, for example, adverse weather conditions. This is especially the case for rear wheel drive cars like BMW’s & Mercedes. Insurers will...

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Why is convicted drivers insurance so expensive?

There are a variety of reasons why car insurance is higher for convicted drivers. From a risk point of view, the view often taken is that if you are more likely to break the law, then you are also more likely to have a claim. Of course, if you have convictions on your driver licence, but also have a good 5 years of claim free driving, then it will show an insurer that the standard stereotype will...

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