High Risk Doesnt Have to Mean High Premiums!
Convicted Drivers Insurance
The majority of people nowadays have points on their licences in one form or another. That is why we work with providers who understand the needs of individuals who come under the category of convicted drivers insurance. There are very few insurers who are competitive in this specialist area, so by submitting your details with InsuranceOverAGrand.com you can be rest-assured that all of the UK’s top providers for convicted drivers are right here, saving you precious time and money!
Young Drivers Insurance
There has been loads of press recently about high premiums for young drivers insurance. The main reason car insurance is so high for young drivers, is because unfortunately the claims risk associated with young drivers is very high. This is especially the case where the young driver has held their licence for under 12 months.
The amount of insurers providing competitive premiums for young drivers is getting fewer and fewer. However, at InsuranceOverAGrand.com we work with the few remaining insurers who can provide a cheap car insurance quote for younger drivers
If you are a young driver, but have some driving experience on another Policy, then some insurers can take this into account.
Import Car Insurance
Over the last few years, fewer insurers actually provide car insurance quotes for import car insurance. This means that many people are finding that their imported car, which they may have owned for many years, is getter harder and harder to insure. As our providers deal specifically with Import car insurance (or car insurance for grey imports), then this means that our panel will be best suited to find you a car insurance quote at a price that cannot be beaten
Modified Car Insurance
If you have been quoted over £1000 for your modified car insurance, then chances are, you need a specialist insurer. Our partners know what insuring a modified vehicle takes, and this often means that one of our panel will be able to provide you with a car insurance quote for your modified vehicle which simply cannot be found elsewhere. There are no limits to the modifications which you can have on your car. Submitting your details with InsuranceOverAGrand.com means that you can be rest assured that you have been to the best place to get a quote for your modified vehicle insurance.
Car Insurance for HM Forces
Getting cheap car insurance for HM Forces can be quite difficult, as most insurers do not understand your demands and needs. Quite often, insurers will actually charge more if you are in the Forces, as they often believe that the risk of you coming home on leave, and drink-driving is higher than the rest of the population.
At InsuranceOverAGrand.com we work with insurers who specifically provide car insurance discounts for HM Forces because they understand what you need from your Policy, and why you should get a discount for your car insurance. We can provide car insurance discounts to all HM Forces personnel, regardless of rank and role.
We provide the best chance of getting HM Forces Personnel cheap car insurance, as we work with the UKs best specialist providers
What we do
Here at InsuranceOverAGrand.com we exclusive deal only with clients who have been quoted over £1000 for their car insurance. Your car insurance premium could be over £1000 for several reasons, i.e you have a high performance car or perhaps you have motoring convictions. It could be because your car is a Grey Import, or has modifications.
Our aim is to ensure that your specialist needs, including any specialist circumstances, are looked at by underwriters in the individual way they deserve.
How we do it
Most insurance companies prefer to insure people who have premiums at around £500. However, the companies we work with all have specialist Underwriters dealing with exactly your kind of car insurance i.e. where you have been quoted over £1000
Our partners will know that your circumstances will be such that you have been quoted over £1000 for your car insurance. They have a commitment to make sure that any quote provided will be your best quote, which simply cannot be beaten elsewhere.
What next
All you need to do, if fill in this simple form, answering the basic questions, and we will send your details over to the most suitable company.
So whether you have multiple convictions, a high performance car, a modified vehicle, a grey import or if you are in the emergency services, NHS, HM Forces or public sector, and you have been quoted over £1000 then simply fill in your details, and one of our specialist insurer wills get back to you.

